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State Farm® Insurance Agent Jim Liufau

Jim Liufau Ins Agcy Inc

36008 Emerald Coast Pkwy
Suite 401
Destin, FL 32541-5732

Two blocks east of the Destin Commons, next to Hank's Fine Furniture, in the MidBay Suites Plaza.

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Office Info

Office Hours

9am - 5pm
Call us 24 hours a day!

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36008 Emerald Coast Pkwy
Suite 401
Destin, FL 32541-5732



Stay connected with us on our Facebook page to stay up to date with exciting new events on the horizon! We're thrilled to announce an array of meaningful initiatives aimed at making a positive impact in our community.

Happy National Good Neighbor Day, we appreciate all that you do and thank you for your continued business.

Our professional team will help you understand your choices for Auto Insurance, Homeowners Insurance, Condo Insurance, Renters Insurance, Life Insurance, Health Insurance and State Farm Financial Services products.

In December of 1984, Jim and his wife Dottie made the life-changing decision to move to Destin. On January 1st, 1985, they courageously opened their State Farm agency, initially operating out of a humble, tiny office. Over the years, through hard work and unwavering dedication, Jim transformed the business into the reputable establishment it is today, now situated on the bustling Emerald Coast Parkway.

Jim's contributions to the community go beyond his role as a State Farm agent. In recognition of his outstanding leadership and impact, he was awarded the prestigious title of Destin Chamber of Commerce Businessperson of the Year in 1990. His five-year ascent from newcomer to a vital community member was nothing short of impressive. Beyond his professional achievements, Jim finds immense fulfillment in his family and faith. Together with Dottie, he raised their children in Destin, cherishing the experiences of coaching little league and soccer, and supporting them wholeheartedly in their endeavors. Now, as proud grandparents, Jim and Dottie relish cheering on the next generation of their family during sporting events and cherished moments in Destin.

Jim's dedication to both his profession and community has left an indelible mark on the hearts of those he serves. He continues to be a force for good in Destin, empowering his community and contributing to the prosperity of the place he is proud to call home.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

At Jim Liufau State Farm, our unwavering mission is to go beyond the traditional boundaries of insurance. We are dedicated to empowering our valued customers through knowledge and understanding, ensuring they navigate the intricacies of everyday life with confidence and ease. Our commitment extends far beyond merely selling policies; it rests on providing caring and professional guidance that safeguards you and your cherished family.

Introducing our exceptional team of licensed professionals, boasting an impressive 40 years of collective experience, poised and eager to assist you with all your insurance inquiries. At our organization, we take immense pride in assembling a group of dedicated and knowledgeable individuals who are driven by a genuine passion for serving our community.

Elizabeth Clouatre State Farm Agent Team Member

Elizabeth Clouatre

Multiple Line Representative

Liz has over 15 years of experience in the insurance industry and worked with a Louisiana agent since 2017. She, her husband, and their four kids recently relocated to Florida in 2019 and she has been with our office since. She is a multiline licensed agent and notary. She enjoys helping families manage risks of everyday life and recover from the unexpected. You can find Liz cheering on her football team and spending time at the beach with her husband and family when she is not at work.
Tiffany Moore State Farm Agent Team Member

Tiffany Moore

Multiple Line Representative

Tiffany is one of our multi-line team members. She works in auto insurance, homeowner’s insurance, and life insurance. Tiffany is a Birmingham, AL native and graduate from UAB. Go Blazers! She moved here to FL almost 4 years ago with her husband and miniature schnauzer, Piper. When she is not at work she enjoys going to the beach or finding a local place around town to eat and enjoy the company of her close friends.

Lauren Johnson State Farm Agent Team Member

Lauren Johnson

Multiple Line Representative

Lauren Johnson is a Georgia native who now calls Santa Rosa Beach, FL home. She is a dedicated mother to her daughter Reese and a proud fan of the Georgia Bulldogs. Lauren has a furry friend named Bo who brings joy to her life. Professionally, Lauren is well versed in commercial lines of insurance. She has a passion for helping businesses protect themselves and their assets. In her free time, Lauren enjoys exploring the beautiful beaches of Santa Rosa Beach and spending quality time with her loved ones.

Mari Kleppinger State Farm Agent Team Member

Mari Kleppinger

Mari works behind the scenes to make sure our staff is taken care of, and are guided by her years of State Farm wisdom. She started on 03/10/2007 – over 25 years ago. Mari is a former military brat but has lived here for so long, she’s a local. She graduated from the University of Florida – Go Gators! When she’s not working, she is asking her husband to cook seafood, traveling from one soccer practice to another with her daughter or just generally pestering her son

Michael Miles State Farm Agent Team Member

Michael Miles

Account Representative

Meet Michael Miles, a dedicated member of our multi line team. With a background as a Military Contractor, Michael brings a wealth of experience to his role. He joined State Farm in July of 2022 and has quickly become an essential asset to our team.

Residing in the Destin, FL, Michael shares his life with his loving wife and their spirited 6-year-old son. Beyond his professional accomplishments, Michael finds true fulfillment in his role on the multi line team. His passion for interacting with people and assisting them in discovering tailored answers to their needs shines through in every interaction.

Michael Miles is not only an accomplished professional but also a devoted family man who adds a dynamic and compassionate presence to our team.

Susan Hare State Farm Agent Team Member

Susan Hare

Customer Service Representative

Susan Hare is a licensed agent with over 3 years of experience in the industry. She takes it as her responsibility to make sure that every State Farm customer feels heard and helped. Like a good neighbor, Susan tries to make all customers feel at home and welcome, as she is the first person you will see. She is a Nashville, TN native and has her BS in Psychology. You can find her cooking a southern meal at the beach, playing with her grand-pup, Asher, or spending time with her daughter.
Nick Brown State Farm Agent Team Member

Nick Brown

Marketing Director

Nick is a dedicated member of our marketing and outreach team, having joined us almost a year ago. He is committed to proactively connecting with the community and making a positive impact. Originally from Texas, Nick moved to Fort Walton Beach where he met his wife, with whom he has been happily married for six years. They have a two-year-old son who serves as a source of inspiration for Nick to strive for excellence in all areas of his life.

With a background in real estate, he saw this position as an opportunity to broaden his horizons and make a meaningful difference. When he's not at work, Nick can often be found near any body of water with a fishing pole in hand.