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State Farm® Insurance Agent Jim Liufau

Jim Liufau Ins Agcy Inc

36008 Emerald Coast Pkwy
Suite 401
Destin, FL 32541-5732

Two blocks east of the Destin Commons, next to Hank's Fine Furniture, in the MidBay Suites Plaza.

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Office Info

Office Hours

9am - 5pm
Call us 24 hours a day!


36008 Emerald Coast Pkwy
Suite 401
Destin, FL 32541-5732


About Me

Updated 01/19/2023

Ready to start off the New Year right? Come by for a review appointment to see how we can save you money and keep you protected. Give us a call to get that set up for you

Jim has served the community of Destin for many years as their trusted State Farm agent, but also a force for good in the community. Jim and, his wife Dottie, moved to Destin in December of 1984, and opened his State Farm agency on January 1st 1985, just the two of them in a tiny office. From this tiny office Jim grew his business, to its current location on Emerald Coast Parkway.

In 1990, Jim was selected as Destin Chamber of Commerce Business Person of the Year, in just five years Jim had become a vital member of the community. As a community leader he has led the Chamber of Commerce as their president, he was a principle member of community business leaders who successfully enacted a tax initiative that funds the Tourist Development Council. He also led the group Penny for our Schools, which spearheaded a tax initiative to funnel money into renovations, and building of new schools in Okaloosa County.

Jim has two other passions in his life beside his commitment to the community, those are his family and his Church. He and Dottie raised their children here in Destin. When the kids were young, Jim could often be seen coaching little league, soccer and supporting them in all their endeavors. Now, you will see him on the sidelines cheering on his grandchildren, as his children raise the next generation here in Destin. Jim spends his down time with his family, running after his grandkids.

On Sundays, Jim is a fixture at the Destin United Church, where he has been a member since moving here in 1984. He is a part of the praise band as a drummer, and he is also one of the founding members of a gospel quartet, New River. He is passionate about music, but his skills as a leader shine through as a member of his Church just like they do in the community. Jim sits on the HELM board of the DUMC as Chairman of the Committee of Trustees.

Jim embodies the phrase “like a good neighbor...”, but what truly sets him apart is his compassion and caring heart. Jim is someone who is steadfast in his commitment to his family, team, customers and community. He radiates generosity and love, and he pours those qualities into everything he does, from running his agency, community engagement, church, and finally to caring for his family.

Jim uses all this experience to give his customers trusted counsel when it comes to their Auto, Home, Business, and Life insurance needs.


Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Home Loans, Mutual Funds, Annuities

The Jim Liufau State Farm mission is to educate our customers and help manage the risk of every day life with caring and professional guidance to protect you and your family.

Meet our team of licensed professionals with 40 years of combined experience who are ready to answer any questions you may have concerning your insurance needs.

Elizabeth Clouatre State Farm Agent Team Member

Elizabeth Clouatre

Office Manager

Liz has over 15 years of experience in the insurance industry and worked with a Louisiana agent since 2017. She, her husband, and their four kids recently relocated to Florida in 2019 and she has been with our office since. She is a multiline licensed agent and notary. She enjoys helping families manage risks of everyday life and recover from the unexpected. You can find Liz cheering on her football team and spending time at the beach with her husband and family when she is not at work.
Tiffany Moore State Farm Agent Team Member

Tiffany Moore

Multiple Line Representative

Tiffany is one of our multi-line team members. She works in auto insurance, homeowner’s insurance, and life insurance. Tiffany is a Birmingham, AL native and graduate from UAB. Go Blazers! She moved here to FL almost 4 years ago with her husband and miniature schnauzer, Piper. When she is not at work she enjoys going to the beach or finding a local place around town to eat and enjoy the company of her close friends.


Lauren Johnson

Multiple Line Representative

Mari Kleppinger State Farm Agent Team Member

Mari Kleppinger

Mari works behind the scenes to make sure our staff is taken care of, and are guided by her years of State Farm wisdom. She started on 03/10/2007 – over 25 years ago. Mari is a former military brat but has lived here for so long, she’s a local. She graduated from the University of Florida – Go Gators! When she’s not working, she is asking her husband to cook seafood, traveling from one soccer practice to another with her daughter or just generally pestering her son


Michael Miles

Account Representative

Susan Hare State Farm Agent Team Member

Susan Hare

Customer Service Representative

Susan Hare is a licensed agent with over 3 years of experience in the industry. She takes it as her responsibility to make sure that every State Farm customer feels heard and helped. Like a good neighbor, Susan tries to make all customers feel at home and welcome, as she is the first person you will see. She is a Nashville, TN native and has her BS in Psychology. You can find her cooking a southern meal at the beach, playing with her grand-pup, Asher, or spending time with her daughter.
Nick Brown State Farm Agent Team Member

Nick Brown

Marketing Director